Our Funds / Debt Funds

IDFC Credit Risk Fund

An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A scheme with moderate interest rate risk and moderate credit risk.

DebtInception Date:03/03/2017
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Aims to provide an optimal risk-reward profile to investors by focusing on companies with well-run management and evolving business prospects or good businesses with improving financial profile. (Min. recommended investment horizon- >3years)

  • Min Investment 5,000
  • Min SIP Amount 1,000
  • Exit Load
    1%

    1%  if redeemed / switched out within 365 days from the date of allotment

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Annualised Returns(as on 31st Jul, 2022)2.52%1yr5.18%3yr5.49%5yr
NAV 13.6690 as on 17/08/20221 Day Change: 0.02(0.17%)

Scheme is suitable as 'Satellite' debt allocation and is recommended for a minimum investment horizon of more than 3 years

Tier 1 Benchmark : NIFTY Credit Risk Bond Index C-III (w.e.f. 1st April 2022)Alternate Benchmark : CRISIL 10 Year Gilt Index

Tier 2 Benchmark : 65% NIFTY AA Short Duration Bond Index + 35% NIFTY AAA Short Duration Bond Index

Performance as on 31st July 2022

Scheme NamesCAGR Returns (%)Current value of Investment of 10,000
1 year3 year5 year10 year03/03/2017 Since inception1 year3 year5 year10 year03/03/2017 Since inception
IDFC Credit Risk Fund - Regular Plan - Growth2.525.185.49N.A.5.8510,25211,63813,065N.A.13,598
5.908.548.20N.A.8.3110,58912,78614,828N.A.15,402
4.696.997.08N.A.7.2010,46712,24514,077N.A.14,567
-1.292.834.256.404.629,87110,87412,31518,60812,773
^ Tier 1 Benchmark   |   ^^ Alternate Benchmark   |   ^^^ Tier 2 Benchmark

This fund is managed by Mr. Gautam Kaul (w.e.f 16/07/2022)

View fund performance of other funds managed by Mr. Gautam Kaul

Past performance may or may not be sustained in future.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.

Taxation:

For taxation, please refer the link :  https://bit.ly/3a5CcbE

IDFC Credit Risk Fund

(Scheme Risk-o-meter)

Investors understand that their principal will be at Moderate Risk.

NIFTY Credit Risk Bond Index C-III (w.e.f. 1st April 2022)

(Tier 1 Benchmark Risk-o-meter)

65% NIFTY AA Short Duration Bond Index + 35% NIFTY AAA Short Duration Bond Index

(Tier 2 Benchmark Risk-o-meter)

This product is suitable for investors who are seeking* :

  • To generate optimal returns over medium to long term.
  • To predominantly invest in a portfolio of corporate debt securities across the credit spectrum.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.