Bandhan All Seasons Bond Fund - Direct Plan
Bandhan All Seasons Bond Fund - Direct Plan
An open ended fund of fund scheme investing in debt oriented mutual fund schemes (including liquid and money market schemes) of Bandhan Mutual Fund. A scheme with relatively high interest rate risk and relatively low credit risk.
What is an All Seasons Bond Fund of Fund?
Bond funds are a type of mutual fund investment scheme that invests in bonds. Bandhan All Seasons Bond Fund of Fund is a debt-oriented investment that primarily invests in Bandhan debt schemes with relatively high interest rate risk and relatively low credit risk. This fund is mandated to invest at least 95% of its assets in debt-oriented mutual fund schemes of Bandhan Mutual Fund.
Depending on market conditions, Bandhan All Seasons Bond Fund’s assets can be allocated to a diverse capitalisation of equity funds, debt funds, money market funds, liquid funds or money market securities. Money market instruments include commercial papers, certificates of deposit, treasury bills and other instruments with maturity up to one year.
Bandhan All Seasons Bond Fund is categorised as a moderately risky investment option. However, all mutual funds are subject to certain risks. In this scheme, the investors are subject to the recurring expenses of the fund along with additional expenses of underlying schemes in which investments are made by the fund. This may potentially impact the returns of the all seasons fund. Additionally, Bandhan All Seasons Bond Fund invests in securities with high-interest rate risk. All seasons fund of fund may also potentially be vulnerable to market risk, liquidity risk etc.
Bandhan All Seasons Bond Fund is classified as a debt scheme and it is taxed accordingly. Units redeemed within 3 years of investment are taxed as STCG. This is added to the income of the investor and taxed according to their income tax slab. Units held for longer than 3 years are taxed under LTCG at 20% with indexation benefits.
- Min Investment 1,000
- Min SIP Amount 100
- Exit Load
Nil (w.e.f. 11 November, 2020)
Scheme is suitable as 'Core' debt allocation and is recommended for a minimum investment horizon of 2 years
Tier 1 Benchmark : NIFTY Medium Duration Debt Index A-III (w.e.f. 1st April 2022)Alternate Benchmark : CRISIL 10 Year Gilt Index
Tier 2 Benchmark : NIFTY Short Duration Debt Index
- Performance
- Portfolio
- Download
- Details
Performance as on 28th March 2024
| Scheme Names | CAGR Returns (%) | Current value of Investment of 10,000 | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 year | 3 year | 5 year | 10 year | 13/09/2004 Since inception | 1 year | 3 year | 5 year | 10 year | 13/09/2004 Since inception | |
| Bandhan All Seasons Bond Fund - Regular Plan - Growth | 7.10 | 4.98 | 6.57 | 7.30 | 7.30 | 10,712 | 11,573 | 13,754 | 20,251 | 39,625 |
| 7.56 | 5.01 | 7.14 | 7.87 | 7.52 | 10,752 | 11,578 | 14,121 | 21,332 | 41,290 | |
| 7.39 | 7.62 | 8.25 | 8.17 | 7.92 | 10,739 | 12,465 | 14,868 | 21,943 | 30,327 | |
| ^ Tier 1 Benchmark | ^^ Alternate Benchmark | ^^^ Tier 2 Benchmark | ||||||||||
This fund is managed by Mr. Harshal Joshi (w.e.f 15/07/2016)
View fund performance of other funds managed by Mr. Harshal Joshi
Past performance may or may not be sustained in future.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.
Taxation:
For taxation, please refer the link : https://bit.ly/3spfzbo
Bandhan All Seasons Bond Fund
(Scheme Risk-o-meter)
NIFTY Medium Duration Debt Index A-III (w.e.f. 1st April 2022)
(Tier 1 Benchmark Risk-o-meter)
NIFTY Short Duration Debt Index
(Tier 2 Benchmark Risk-o-meter)
This product is suitable for investors who are seeking* :
- To generate short to medium term optimal returns
- Investment in debt oriented schemes of Bandhan Mutual Fund.
Who Should Invest in Bandhan All Seasons Bond Fund?
Bandhan All Seasons Bond Fund is suitable for investors seeking short-term investments as this fund invests in funds with a short maturity period. Investments in this fund may potentially help investors achieve their short-term goals.
Bandhan All Seasons Fund may be suitable for investors with a moderate risk appetite who can withstand relatively high-interest rate risk. This fund invests across debt securities, consequently, it may not be suitable for investors looking to diversify their portfolio across asset classes. However, investors seeking an investment in multiple debt funds may potentially be suitable for this scheme.
Investors seeking tax-saving opportunities may not be suitable for this mutual fund scheme. As a debt fund, this fund is subject to LTCG and STCG tax.
FAQs on All Seasons Bond Fund
What is an All-Weather Bond Fund?
An All-Weather Bond Fund may also be known as an All Seasons Bond Fund. The fund aims to potentially generate optimal returns by active management of a portfolio that invests predominantly in debt schemes.
What securities does an All Seasons Bond Fund invest in?
All Seasons Bond Funds are a debt instrument. Bandhan All Seasons Bond Fund is a fund of fund scheme that invests in other Bandhan debt funds. According to the mandate, at least 95% of their assets must be invested in other Bandhan debt schemes. Up to 5% of the fund's assets can be invested in debt and money market securities.
Is Bandhan All Seasons Bond Fund risky?
Bandhan All Seasons Bond Fund is categorised as a moderately risky investment option. As a debt Fund of Fund scheme, it is invested in money market and liquid schemes, which may potentially reduce the risk level.
Should I invest in an All Seasons Fund for the long-term?
All Season Funds aim to potentially generate short to medium-term optimal returns. They invest in money market and liquid instruments, consequently, this fund may not be suitable for investors seeking a long-term investment.
Is Bandhan All Seasons Bond Fund a diverse investment option?
Bandhan All Seasons Bond Fund is a FOF that invests at least 95% of its assets across Bandhan debt schemes. This fund can help investors diversify their debt holdings, however, it may not be a suitable investment for diversification across asset classes.