IDFC Regular Savings Fund - Direct Plan

Our Funds / Hybrid Funds

IDFC Regular Savings Fund - Direct Plan

An open ended hybrid scheme investing predominantly in debt instruments

HybridInception Date:25/02/2010
Ask an Advisor

A hybrid fund which offers up to 25% participation in the equity markets with the balance invested in fixed income. Both equity and fixed income portions are actively managed.

  • Min Investment 5,000
  • Min SIP Amount 100
  • Exit Load
    In respect of each purchase of Units:
    - For 10% of investment : Nil
    - For remaining investment: 1% if
    redeemed/switched-out within 365 days
    from the date of allotment (w.e.f. 24th August 2017)
Select
Annualised Returns(as on 31st Oct, 2022)-0.37%1yr4.84%3yr4.81%5yr
NAV 26.1635 as on 28/11/20221 Day Change: 0.06(0.21%)

Scheme is suitable for a minimum investment horizon of 3 years

Tier 1 Benchmark : CRISIL Hybrid 85+15 - Conservative IndexAlternate Benchmark : CRISIL 10 Year Gilt Index

Performance as on 31st October 2022

Scheme NamesCAGR Returns (%)Current value of Investment of 10,000
1 year3 year5 year10 year25/02/2010 Since inception1 year3 year5 year10 year25/02/2010 Since inception
IDFC Regular Savings Fund - Regular Plan - Growth-0.374.844.817.737.819,96311,52512,64821,06225,955
1.977.847.669.048.6310,19712,54514,46923,77328,572
-0.983.104.596.235.989,90210,96112,51718,30220,886
^ Tier 1 Benchmark   |   ^^ Alternate Benchmark   |   ^^^ Tier 2 Benchmark

This fund is managed by Harshal Joshi (w.e.f 28/07/2021)Sumit Agrawal (w.e.f 20/10/2016) & Viraj Kulkarni (w.e.f 07/01/2022)

View fund performance of other funds managed by Harshal Joshi, Sumit Agrawal, Viraj Kulkarni

Past performance may or may not be sustained in future.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.

Taxation:

For taxation, please refer the link :  https://bit.ly/3a5CcbE

IDFC Regular Savings Fund

(Scheme Risk-o-meter)

Investors understand that their principal will be at Moderate Risk.

CRISIL Hybrid 85+15 - Conservative Index

(Tier 1 Benchmark Risk-o-meter)

This product is suitable for investors who are seeking* :

  • To provide regular income and capital appreciation over medium to long term.
  • Investment predominantly in debt and money market instruments and balance exposure in equity and equity related securities.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.